Credit Report Policy
Financing Application Submission – Credit Inquiry
When you submit your financing or loan application, we may conduct a credit inquiry (known as a “hard credit pull” or “hard credit inquiry”), a standard step in most financing or loan applications. This inquiry will be recorded on your credit history and may impact your credit score. By entering your Social Security Number on the financing application page and clicking “Submit” you are providing written instructions to WFS under the Fair Credit Reporting Act, which authorizes WFS to obtain information from your personal credit profile and/or other information from Consumer Reporting Agency. Upon your request, we will inform you of the name and address of any consumer reporting agency from which we obtained your consumer report.
When you submit this financing or loan application you understand Wittern Financial Services is relying on this information in extending credit and you warrant it to be true. Furthermore, you are authorizing Wittern Financial Services or any bank/and or trade bureau or other investigative agencies employed by Wittern Financial Services to investigate the references herein listed or other data obtained from me or any other person pertaining to my credit and financial responsibility. Submitting this application authorizes all parties contacted to release credit information requested, or its successors or assigns.